“The Driving Data collected and sold by General Motors included data from over 14 million of its vehicles, and the data of more than 1.8 million Texans.”
GM turned seatbelt status, late-night trips, hard braking and speeds over 80 mph into a “Driving Score” for insurers. Customers found out through premium hikes, dropped coverage and denials. GM collected lump sums, royalties and guaranteed annual payments. The “consent” came from over fifty pages of disclosures pushed at buyers at the end of a car purchase.