“After integrating both Stripe and Paypal I’ve come to the realization that they are nearly the same, including all the evil.”
Zed Shaw left Stripe a decade ago over $15 chargeback fees he paid even after offering refunds. He says a basic GeoIP-to-zip check would have blocked 90% of the fraud. Now he’s back, and Stripe still charges extra for fraud screening and freezes accounts like PayPal used to. The developer-friendly brand was marketing. The payment processor underneath is the same animal.