“The European Union’s lead data protection supervisor has recommended on Thursday that personal data such as search queries & internet browsing history should not be used for the assessment of credit scores and creditworthiness.”
The fact that this needs saying tells you lenders want to do it. Your searches would set your loan rate, and you would never see why. The EDPS also wants health data off the table. It is a recommendation on a draft law, not a ban, and until the law passes nothing stops anyone.