“Voice ID analyses over 100 different characteristics of your voice which like your fingerprint, are unique to you.”
Joseph Cox cloned his own voice with a free ElevenLabs tool, played it down the phone to Lloyds Bank and got his balance and transactions. The only other check was a date of birth. Lloyds still says it is “confident” Voice ID beats knowledge-based authentication. A password anyone can record off a YouTube clip is not a password.